Blog

How to Recover Cryptocurrency After Death

How executors can recover Bitcoin, Ethereum, and other crypto from exchanges and hardware wallets after someone dies. Coinbase, Kraken, and self-custody recovery.

Required Minimum Distribution Inherited IRA

How required minimum distributions work for inherited IRAs under the SECURE Act, including annual RMD rules, the 10-year depletion window, and penalties for missed withdrawals.

RRSP Beneficiary Rules Canada

How RRSP and RRIF beneficiary designations work in Canada — qualified beneficiaries, spousal rollovers, the deemed disposition tax, and non-resident withholding rules.

See Through Trust Inherited IRA

How see-through trusts, conduit trusts, and accumulation trusts work as IRA beneficiaries — distribution rules, the compressed tax bracket trap, and when a trust makes sense.

Small Estate Affidavit for Bank Accounts

How to use a small estate affidavit to claim bank accounts without probate, state-by-state thresholds, waiting periods, and the gross vs. net value trap.

Suicide Clause Life Insurance

Many life insurance policies have an initial suicide exclusion, but the period and terms depend on policy wording and state law. Here's how the clause works and how denied claims are appealed.

Telling Children About Terminal Illness

How to tell children someone is dying, by developmental stage. Age-appropriate language, what to avoid, and how to support them through anticipatory grief.

Toxicology Report and Life Insurance Claims

How toxicology reports affect life insurance claims, why post-mortem drug levels can be misleading, and what to do if your claim is denied based on toxicology findings.

Transfer Business Ownership After Death

How to transfer business ownership after an owner dies — probate, entity rules, buy-sell agreements, and the steps to legally take over the business.

How to Transfer a Car Title After Death

Step-by-step process for transferring vehicle ownership after someone dies, whether the estate goes through probate or qualifies for simplified procedures.

Unclaimed Life Insurance Benefits

Billions in life insurance benefits go unclaimed because families don't know policies exist. Here's how to search state databases, MissingMoney, and the NAIC locator.

What Happens to a Mortgage When Someone Dies

When a homeowner dies, the mortgage doesn't disappear. Learn what happens next, your rights under the Garn-St. Germain Act, and how to assume or pay off the loan.

What Happens to Pension When You Die UK

What happens to a UK pension when the holder dies — defined contribution pots, defined benefit schemes, SIPP death benefits, and the LSDBA rules families need to know.

What Is Anticipatory Grief

Anticipatory grief is the mourning that begins before a death. Learn the clinical definition, how it differs from regular grief, and why it is not giving up.

Widow Financial Steps After Death of Spouse

A practical financial checklist for widows and widowers — from claiming bank accounts and Social Security benefits to managing money after your spouse dies.

Year of Death RMD

Who is responsible for taking the deceased's final required minimum distribution, how to calculate it, and what happens if the year-of-death RMD is missed.

Accidental Child Death: What to Do First

Step-by-step guide for the first 48 hours after a child dies in an accident. Covers the coroner process, family roles, evidence, and what can wait.